Personal Checking Options
Your checking account needs to be right for you, wherever you are in life. We know your checking needs may differ from those of others, and our accounts are designed to fit your needs with conveniences and personal service to make managing your finances easier.
Contact one of our helpful staff members to learn which account is right for you!
Regular Checking Account
We offer several different options when it comes to your personal checking account needs.
- NO MONTHLY FEES!
- NO MINIMUM MONTHLY BALANCE REQUIRED!
- UNLIMITED DEBITS AT NO CHARGE!
- Requires a $100.00 minimum opening deposit.
- A $5.00 Debit Card fee will be assessed per year on your Checking account.
Check Writing Limits:
Unlimited
Additional Info:
- Customer receives Imaged Monthly Statement
- Debit Card at only $5 per year
- Customer pays for own Checks
- Free Online Banking
- Free 24 Hr. Telephone Banking
NOW Checking Account (w/interest)
Put your checking account to work by earning interest on your balance!
- NO MONTHLY FEE (if a minimum daily balance of $750.00 or average daily balance of $1,500.00 is maintained).
- A low monthly maintenance fee of only $5.00 per month (if balance requirements are not maintained).
- UNLIMITED DEBITS AT NO CHARGE!
- Requires a $750.00 minimum opening balance.
- Interest is compounded daily and paid monthly.
- A $5.00 Debit Card fee will be assessed per year on your Checking account.
Check Writing Limits:
Unlimited
Maintenance Fee:
NONE if $750.00 minimum balance or if $1,500.00 average daily balance is maintained
($5.00 monthly maintenance fee if balance requirements are not maintained)
Additional Info:
- Customer receives Imaged Monthly Statement
- Debit Card at only $5 per year
- Customer pays for own Checks
- Free Online Banking
- Free 24 Hr. Telephone Banking
- Interest compounded daily & paid monthly
Super NOW Checking Account
Earn a higher rate for larger balances!
- NO MONTHLY FEE (if a minimum daily balance of $750.00 or average daily balance of $1,500.00 is maintained).
- A low monthly maintenance fee of only $5.00 per month (if balance requirements are not maintained)
- UNLIMITED DEBITS AT NO CHARGE!
- Requires a minimum opening balance of $2500.00.
- Pays a HIGHER INTEREST RATE than the NOW account!
- If the daily balance falls below $2,500.00, the interest rate earned is at the NOW account rate.
- A $5.00 Debit Card fee will be assessed per year on your Checking account.
Opening Deposit:
$2,500.00
Check Writing Limits:
Unlimited
Maintenance Fee:
NONE if $750.00 minimum balance or if $1,500.00 average daily balance is maintained
($5.00 monthly maintenance fee if balance requirements are not maintained)
If balance drops below $2,500.00 interest rate earned is at NOW rate
Additional Info:
- Customer receives Imaged Monthly Statement
- Debit Card at only $5 per year
- Customer pays for own Checks
- Free Online Banking
- Free 24 Hr. Telephone Banking
- Interest compounded daily & paid monthly
* Fees are subject to applicable Iowa sales tax.
** For current interest rates, contact any Security State Bank branch location.
